Icici bank personal loan approval process

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Icici bank personal loan approval process

You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind icici bank personal loan approval process the APR range is not your finance charge and your finance charge will be disclosed later on.

See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391.

07 High End of Range: (60 200) (365 days 14 days) x 100 782.

Icici bank personal loan approval process

What is NimbleвЂs APR. For our Small Loans of 300 to 2,000, an APR (Annual Percentage Rate) doesnвЂt apply. These loans are fee-based only, so they donвЂt have an APR. NimbleвЂs Medium Loans have a maximum APR of 47.

6158. Are there any renewal fees. Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees. How long can I have my loan for. If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.

Icici bank personal loan approval process